Universal Credit

Universal Credit is for people of working age, designed to top up your income to a minimum level and help you with your housing costs (rent and some service charges).

Universal Credit is for people on a low to moderate income. It does not matter whether you are working or not, or the reason why you are not working.

Universal Credit is replacing these benefits:

  • Housing Benefit
  • Income Support
  • Income-Based Jobseekers Allowance
  • Income-Related Employment and Support Allowance
  • Child Tax Credit
  • Working Tax Credit

Universal Credit does not include help with your Council Tax. You must claim Council Tax Support separately, from your local council.

Universal Credit is paid in one lump sum and on a monthly basis, and includes help to pay your rent. This help isn’t paid separately, like Housing Benefit. And usually all the Universal Credit is paid straight to you, so you have to pay your rent out of this money.

Most people will get the same amount of money as they would have under the benefits listed above – it just looks like more because of the benefits all being paid together, including help with rent, and is paid monthly, all at once.

See the Frequently Asked Questions for how to get help with managing the change to Universal Credit.